Insurance Coverage for Veterinarians by Veterinarians


The AVMA GHLIT insurance plans are designed specifically for the unique needs of doctors--so you're ready for whatever life may bring. The plans are underwritten by New York Life Insurance Company, one of the industry's most respected names. And you'll get flexible coverage at competitive rates since you're backed by the group purchasing power of thousands of other veterinarians across the nation.

Read more about the different coverages that are available below:


Hospital Indemnity Plan

Our Hospital Indemnity Plan provides extra cash when you may need it most - during covered hospitalizations. Whether your stay is for an elective procedure or emergency surgery, the Hospital Indemnity Plan may provide extra money that you can use however you choose: to cover the cost of your health plan’s deductible or co-insurance, to pay for a private room, or even deposit into your health savings account.

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Disability Plan

Veterinarians can become disabled during their working years when it is least expected. With our disability coverage, you may receive payments if you’re unable to work as a result of a covered injury or illness. Whether the circumstances are temporary or permanent, you and your family can count on a potential source of income.

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Level Term Life Plan

If you need life insurance with premiums that remain the same for 10 or 20 years then look into the benefits of a Level Term Life Insurance plan. This coverage maintains your cost for the length of your plan and protects your family members during your key earning years should something happen to you.

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Professional Overhead Expense (POE)

Your practice depends on you. So if you get hurt or sick, and as a result become disabled, our Professional Overhead Expense insurance can help cover the costs of temporarily running your practice. Our POE benefits can cover your employees’ salaries and other expenses, including utilities, supplies, and rent.

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Family Group Life Plan

From poisonous bites to rabies, we veterinarians face dangers most people never dream of. A Basic Protection Package provides your family with decreasing term life insurance benefits, AD&D, and a rabies prophylaxis benefit to help protect you against these profession-specific hazards.

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Student Plans

These plans help fulfill your basic insurance needs including Medical, Life and Disability, while still in school - exclusively for SAVMA members.

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Let Us Represent You!


The AVMA GHLIT chose Secure Life Benefits as an authorized representative because of our personal service and commitment to client advocacy, to name a few.

Please contact us if you're interested in speaking to Secure Life Benefits about being an authorized agent or representative for your company.

AVMA GHLIT insurance in ga and ky

Hospital Indemnity Plan


Disability Plan


Long Term Life Plan


Professional Overhead Expense (POE)


Family Group Life Plan


Student Plans



Available To Trust Participants


Dental Plans

Good dental care is an excellent investment in your overall health. Most medical plans don’t cover the cost of dental care, but our dental plans can provide coverage to pay the cost of regular teeth cleanings, x-rays, and even complex procedures, with plan options that include basic care to more comprehensive coverage. With five different plan options for AVMA members and staff to choose from, you have maximum flexibility.

Our dental product offerings have recently been expanded to include a number of new features. These include:

  • The addition of implant coverage

  • A cosmetic rider than will cover white fillings on molars

  • Increased annual maximum of $1,500 plus Dental Rewards

  • The addition of adult orthodontia Shorter elimination periods

Dental Brochure

Application


Long Term Care (LTC)

Many adults require long term care as they age. In fact, 40% of people in long term care are under the age of 65. Our Long Term Care Plans provide guaranteed coverage for groups of 10 or more and are available for individuals as well. AVMA members and their families automatically qualify for a 5% discount, and the younger you are when you purchase LTC insurance, the more affordable your premium will be.